Brioche Breads

Brioche Breads

Hi! Kabalo mo where maka buy ug brioche nga bread here sa cdo? Kana bitaw thick breads nga ginagamit pang french toast hehe


Strange readings before expected period

I started using inito when I was supposed to have my period, I’m waiting on a PCOS diagnosis although I have regular periods. My period was due on day 24 and still has not come yet. pregnancy test was negative but it may have been too early to test. Does anyone have insights into these readings during expected period? Thank you

"> I started using inito when I was supposed to have my period, I’m waiting on a PCOS diagnosis although I have regular periods. My period was due on day 24 and still has not come yet. pregnancy test was negative but it may have been too early to test. Does anyone have insights into these readings during expected period? Thank you


I've developed a Figma plugin to stop struggling with localization - in Figma.

Hey, I've just released a fully free Figma Plugin that helps with localization processes (translation). I used to be soft eng/PM, and was always struggling generating localization keys in my previous company as they were super picky in naming... I quit to try to launch better solutions on this specific market -> localization. And I've just released our first tool, a Figma plugin. It automatically generates clever translation keys, thanks to AI, and we'll be unveiling translation for free also next week (much more powerful and accurate than any other kind of translation available). I would be really glad if you could have a try and tell me what you think! Or what's your biggest pains as devs in your current work regarding localization processes. the link to access it: [https://www.figma.com/community/plugin/1460056148439499552/gleef-streamline-localization-in-your-figma-workflow](https://www.figma.com/community/plugin/1460056148439499552/gleef-streamline-localization-in-your-figma-workflow)


Tips on starting/keeping at the gym journey

Hey everyone, I (24M) have been trying to get into fitness and gym for all of my adult years, even some of my teenage years. And everytime I did, I failed. Barely being able to stay at it for 6 months or something. Growing up (I discovered I was gay from a very young age) I always felt I was not manly enough for sports and outdoors. PE didn't really help either as I hated soccer and since I come from a country that values the sport so much, 80% of the classes were about it, so I just assumed physical stuff wasn't for me. Now I'm slightly overweight and I really hate my body (which I find weird, since I'm really into bigger guys). I feel like I'm skinny enough to be a Twink, not fat enough to be a bear or something, and definitely not fit enough to any other things. And that kinda makes me hate my body more. When I first started going to the gym, I worried it would be boner city because I would be too into the muscular guys. (Really niche likes, I know) But I really just felt inadequate. I tried looking into gym motivation subreddit and videos but I always end up feeling inadequate again. I thought about getting a gym buddy but I don't really have many friends, so I don't really know. (I have some issues making friends with guys, due to above reasons) Any tips or idea of keeping of keeping motivation and pretty much stop being a bitch about physical fitness would help. (Also I am in therapy as I'm very aware all this issues are mental and emotional, but she's a woman and I really would appreciate some male insight since I kinda feel that's a really common issue on males)


Historian Meenakshi Jain's Latest Work Reveals How The British Dismantled Bharat's Indigenous Education System


Historian Meenakshi Jain's Latest Work Reveals How The British Dismantled Bharat's Indigenous Education System

Article

Jain has established herself as one of the foremost historians of our time, untainted by ideological biases. This volume only confirms her status.

The British Makeover of India: Indigenous Education and Languages Downgraded. Meenakshi Jain. Aryan Books. Rs 995. pages 400.

Suppose you need to know how systematically the British sabotaged and damaged India’s judicial, educational and indigenous institutions. In that case, two books make for essential reading: historian Meenakshi Jain’s two-volume work on The British Makeover of India.

The first volume was released around the middle of 2024, and deals with how the British “upturned” judicial and other indigenous institutions which were delivering inexpensive and quick justice (You can read my review of this volume here).

The second volume, focusing on education and the downgrading of Indian languages, has now been released. The two volumes should be read together to understand the inherent malevolence underlying the British makeovers, often led by evangelical forces.

We are all familiar with the Macaulay Minute of February 1835, which deemed the entire stock of Indian literature and scientific work as worthless, and prepared the grounds for the Anglicisation of Indian education, a process that continues 78 years after independence. Macaulay was successful beyond his wildest dreams, as an impoverished population took to English education in order to gain access to some jobs and upward mobility.

The British taught Indians to hate their culture and institutions, creating a class of self-loathing individuals who continue to be part of the elite even today. But long before Macaulay put his plan into effect, missionaries had prepared the blueprint for the Christianisation and Anglicisation of India, especially one evangelist, Charles Grant, in 1792.

As Jain explains in her second volume, the early officials of the East India Company saw merit in indigenous education systems and saw no need to disrupt them. The teaching methods were similar in the presidencies of Madras, Bengal and Bihar.

Most schools were “one-teacher schools that catered to a cross-section of society.” They were affordable and funded largely through the local community’s voluntary contributions. Students were rarely charged fees. The communities paid teachers, often through gifts that may also have been paid in kind.

But having a functional education system that was taught in the vernacular, and which, at best, may have required the addition of science and modern subjects to improve itself, did not suit British imperial interests as their power grew.

Adding to demands for the evisceration of indigenous education were the evangelical groups which wanted to Christianise India, and Anglicisation was the instrument used. Vernacular education did not suit their purpose. Once a people were separated from their cultural roots through the imposition of an alien language, they were less and less resistant to evangelisation.

Even some Orientalists were horrified at this cultural assault. Jain quotes HH Wilson as criticising Governor-General William Bentinck and Macaulay of “annihilating native literature by sweeping away all sources of pride and pleasure in their own mental efforts…”.

The tragedy is that this effort to deny any pride in heritage institutions continued under the ministrations of the Nehruvian era, with Communist historians helping him erase Indian culture from students’ collective memories.

A critical turning point in the rise of colonial education came in 1823 and 1824, when one Indian and a racist Briton criticised the attempt to set up a new Sanskrit college in India. Raja Ram Mohan Roy, the Hindu reformer, criticised the move as something that can “only be expected to load the minds of youth with grammatical niceties and metaphysical distinctions.” He claimed that students would not learn anything beyond what was known 2,000 years ago.

The other critic was James Mill, author of The History of British India, who said that the effort should not be “to teach Hindoo learning or Mahomedan learning, but useful learning…”.

Despite sparring between those who were sympathetic to Indigenous education and those who wanted to dismantle it, the decision to Anglicise Indian education was finally cast in stone by 1842.

Meenakshi Jain’s second volume is divided into four sections of which the first is most important, as it outlines the pulls and pressures of retaining or debunking Indigenous education and teaching in the vernacular. In the end, the British chose Anglicisation as the evangelical lobby was too powerful to resist, and the British administration also needed low-wage peons to run their offices and man the law and order machinery.

Section B, or the second section, tells us how the missionaries entered the field of education in order to aid proselytisation. Section C details the reports from the provinces which advocated the use of the vernacular in education, but the north-western provinces and Punjab began to show support for Christianisation.

Most interesting is Section D, which demonstrates how Urdu was an artificial construct by the Muslim elite in the face of declining political power.

The naturally evolving common language of the north was Hindavi, which was an intermingling of Sanskritic and Persian language streams. But around the end of the 17th century, there was a campaign to purge Hindavi of its Sanskrit heritage and stuff it with Persian and Arabic words.

The Muslim elite did not want to be seen as part of Indian cultural syncretism. Thus was language used to create another divide that finally culminated in partition.

Jain has established herself as one of the foremost historians of our time, untainted by ideological biases. This volume only confirms her status.

"> [Article](https://swarajyamag.com/books/meenakshi-jain-on-how-the-british-dismantled-bharats-indigenous-education-system) >Jain has established herself as one of the foremost historians of our time, untainted by ideological biases. This volume only confirms her status. >The British Makeover of India: Indigenous Education and Languages Downgraded. Meenakshi Jain. Aryan Books. Rs 995. pages 400. >Suppose you need to know how systematically the British sabotaged and damaged India’s judicial, educational and indigenous institutions. In that case, two books make for essential reading: historian Meenakshi Jain’s two-volume work on The British Makeover of India. >The first volume was released around the middle of 2024, and deals with how the British “upturned” judicial and other indigenous institutions which were delivering inexpensive and quick justice (You can read my review of this volume here). >The second volume, focusing on education and the downgrading of Indian languages, has now been released. The two volumes should be read together to understand the inherent malevolence underlying the British makeovers, often led by evangelical forces. >We are all familiar with the Macaulay Minute of February 1835, which deemed the entire stock of Indian literature and scientific work as worthless, and prepared the grounds for the Anglicisation of Indian education, a process that continues 78 years after independence. Macaulay was successful beyond his wildest dreams, as an impoverished population took to English education in order to gain access to some jobs and upward mobility. >The British taught Indians to hate their culture and institutions, creating a class of self-loathing individuals who continue to be part of the elite even today. But long before Macaulay put his plan into effect, missionaries had prepared the blueprint for the Christianisation and Anglicisation of India, especially one evangelist, Charles Grant, in 1792. >As Jain explains in her second volume, the early officials of the East India Company saw merit in indigenous education systems and saw no need to disrupt them. The teaching methods were similar in the presidencies of Madras, Bengal and Bihar. >Most schools were “one-teacher schools that catered to a cross-section of society.” They were affordable and funded largely through the local community’s voluntary contributions. Students were rarely charged fees. The communities paid teachers, often through gifts that may also have been paid in kind. >But having a functional education system that was taught in the vernacular, and which, at best, may have required the addition of science and modern subjects to improve itself, did not suit British imperial interests as their power grew. >Adding to demands for the evisceration of indigenous education were the evangelical groups which wanted to Christianise India, and Anglicisation was the instrument used. Vernacular education did not suit their purpose. Once a people were separated from their cultural roots through the imposition of an alien language, they were less and less resistant to evangelisation. >Even some Orientalists were horrified at this cultural assault. Jain quotes HH Wilson as criticising Governor-General William Bentinck and Macaulay of “annihilating native literature by sweeping away all sources of pride and pleasure in their own mental efforts…”. >The tragedy is that this effort to deny any pride in heritage institutions continued under the ministrations of the Nehruvian era, with Communist historians helping him erase Indian culture from students’ collective memories. >A critical turning point in the rise of colonial education came in 1823 and 1824, when one Indian and a racist Briton criticised the attempt to set up a new Sanskrit college in India. Raja Ram Mohan Roy, the Hindu reformer, criticised the move as something that can “only be expected to load the minds of youth with grammatical niceties and metaphysical distinctions.” He claimed that students would not learn anything beyond what was known 2,000 years ago. >The other critic was James Mill, author of The History of British India, who said that the effort should not be “to teach Hindoo learning or Mahomedan learning, but useful learning…”. >Despite sparring between those who were sympathetic to Indigenous education and those who wanted to dismantle it, the decision to Anglicise Indian education was finally cast in stone by 1842. >Meenakshi Jain’s second volume is divided into four sections of which the first is most important, as it outlines the pulls and pressures of retaining or debunking Indigenous education and teaching in the vernacular. In the end, the British chose Anglicisation as the evangelical lobby was too powerful to resist, and the British administration also needed low-wage peons to run their offices and man the law and order machinery. >Section B, or the second section, tells us how the missionaries entered the field of education in order to aid proselytisation. Section C details the reports from the provinces which advocated the use of the vernacular in education, but the north-western provinces and Punjab began to show support for Christianisation. >Most interesting is Section D, which demonstrates how Urdu was an artificial construct by the Muslim elite in the face of declining political power. >The naturally evolving common language of the north was Hindavi, which was an intermingling of Sanskritic and Persian language streams. But around the end of the 17th century, there was a campaign to purge Hindavi of its Sanskrit heritage and stuff it with Persian and Arabic words. >The Muslim elite did not want to be seen as part of Indian cultural syncretism. Thus was language used to create another divide that finally culminated in partition. >Jain has established herself as one of the foremost historians of our time, untainted by ideological biases. This volume only confirms her status.


How would the seafloor spreading play out in this situation where the Mid Atlantic Ridge is interrupted by the appearance of a landmass?

![img](6x14ob4n9vje1) ![img](0h1ah5wxbvje1) I got inspired by u/upmost5201's alternate [history scenario](https://www.reddit.com/r/imaginarymaps/comments/1gl2whs/map_of_the_major_western_civilisations_in/) where Australia is teleported to the Altlantic in 10,000 BC. Then I started wondering what would happen with the tectonics, how would they play out over millions of years of this? I'm assuming that in this case the crust of the Australia landmass itself is transported to it, down to the mantle. I expect that the forces behind the Mid Atlantic Ridge will cause Australia to rift along about the same line that the MAR occupied before the teleportation. But what I am having trouble figuring out is how the rest of the Atlantic's seafloor spreading would work. Would crust in the "shadow" of Australia be moved along with the rest of their plates, creating divergent continent-ocean boundaries on the side coasts of Australia? Or would there be massive transform boundaries formed? But where would they end? Thats the question I am asking, how this interruption in the Mid Atlantic Ridge would affect the seafloor spreading in the Altantic?


A baby registry that's actually helpful? Get the real MVPs on board. Learn more about BeHerVillage.


A baby registry that's actually helpful? Get the real MVPs on board. Learn more about BeHerVillage.


This is how I steam my veggies....

I use my large pot and put a little bit of water in it. Then I place the lid to the medium pot in the large pot, next I place the lid to the small pot (upside down) on top of the medium lid. Now I have a little dish to contain the veggies above the water. Finally, I place the lid to the large pot down to lock in the steam. Works pretty good.


Older cousin acts too distant with me for absolutely no reason

so recently I went back to my hometown and sadly my grandfather passed away therefore we had a funeral and ofc all relatives came along with their condolences. the funeral lasted long and around this time one of my older cousins comes around and ofc takes part in helping my parents. Now a lil background, he isn’t my first cousin he’s a bit distant relative of mine but we do share the same surname and everything. Secondly, this is my second time meeting him and the first time I met him was back in 2018 or something when I was 11. Thirdly currently I’m 17 and he’s like 30 but is quite the youngster and isn’t like married or shi. HES like a cool guy yk so ofc as me being the only youngster there I thought me and him would bond. Right? Nahhh that was way out of line than what happened. So we met and he absolutely didn’t talk to me face to face like💀💩 and that was alr cuz it was the first day only so I’d didn’t care much. But then he started to get on my fucking nerves this bitch. so I noticed something. That he would talk to everyone and I mean everyone in the family except for me at first I thought oh it’s been like a few days so ig hes trynna get comfortable but oh boy the way he avoided me was so evident it was crazy and I mean anyone in my place would feel weird about it. So firstly in any room I went he wouldn’t come in and I used to sit with all my younger siblings and he wouldn’t come in but as soon as I left the room he’d be sitting and chatting with them. Like I said he chatted with everyone from my grand mom to my youngest brother to my aunt. EVERYONE. But this man never had one straight up convo with me. Reason? IDKKKKKKK. Doesn’t help the fact that he was attractive asf and I’m not saying cuz I’m attracted to him but it might be the reason he has such a high ego😐 and if he wanted to ask something abt me he would ask my parents even if I was there anyways that’s not only it. He swore at me once. LIKE SWORE SWORE AT ME and it was over the pettiest thing ever. So he and one of my other cousin were planning to prank my brother and I just came back from outside so I didn’t know why was going on so I just was smiling at my brother. And then he suddenly goes “dude the fuck are u doing, if u do that he’ll know the fuck” and then this bitch proceeds to say “dude she ruined our vibe ugh” and in a fully pissed tone I was like woah bruh first it’s not that deep and second u barely know me the freaky💀 ofc I didn’t say that to his face and just smiled and left to my room and I’m so mad at myself for not retaliating but that was not all it. Then after that he once was using my laptop and my photo gallery was opened and it wasn’t like explicit pics but they were like hot photos of me. Like a normal person would close it right. Yk what he did? He called one of my other cousin to close the photo gallery 💀 like what are u? 2? After that he was gonna drop me to my examination center unfortunately and so I had to go in his car with my dad. I sat as usual on the left side but after giving my exam I sat on the right side of the car and that’s where the rear view mirror was facing the whole time and ofc as soon as I sat there we could see EACHOTHER perfectly thru it and HE ADJUSTED THE REAR VIEW MIRROR and don’t even try to say it was bcs of the road nah the roads were there before. Liek is he even allergic to my Face💀 also side note before going into the exam he didn’t even wish me luck😐 like bruh u talk to everyone and is prolly the most extroverted guy wtf have I don’t to u like I wouldn’t do that to my younger brother. I seriously don’t understand what his issue is honestly like avoiding me so much on purpose? alr then on the last day of me there he didn’t talk ofc but ATLEAST he said a goodbye and shook hands prolly the most greatest lengths he’s went to to interact with me. I love how much interest he has in everyone’s lives except mine 💀 Then after like two days of leaving my hometown he liek messaged me on snap an acting audition he found for my brother ? Really weird. I don’t get his deal


How do I find friends I genuinely fit in with

Ill preface this by saying I'm a 17 year old so I know there's heaps of time left for me to find the right people I fit with. Also preface this with the fact this is a bit of a yap session but there's a small summary at the bottom. I'm a 17 year old year 11 student. The issue I feel i have is that I dont fit in with so many of the norms of teenagers these days. The best talks I ever have with people are either my parents, teachers and other adults I meet. I have like 15 - 20 people I'm good friends with but withe every single one of them i feel I'd be 10th or more choice to hang out with. Maybe with the exception of 3 of them. And even these 3, all 3 have GFs and outside of GF time (which I fully support. Genuinely so happy for them) I would be like 5th choice at best. If I try and join in with something a group of them are doing such as going bowling or smth, I'll ask. But half the time they'll just say, oh sorry we've already got 5 maybe next time. And I don't mind that. The problem is that I'll over hear the next day or smth, talking about how it was and that I'll hear that someone else came along. So they had 6, even tho they said I couldn't come because they already had 5. And I simply couldn't bring myself to mention this. Along with this, I just don't fit in with classic teen behaviour. Like I'm a boy, and a lot of my best friends are. And I often hear my friends say some things that while they aren't terrible, aren't the best either. Particularly about girls and women. We'll be at the beach and they'll be commentating on people's appearances in ways that aren't great. Some of them say fat bitch about people. Even about some of their best friends GFs. And the boyfriends what even say anything. And while I don't agree with this behaviour, I just wouldn't say anything because they'll just become further distanced from me, cause they think I fit in even less. Then there's the "I'm not fun" side of things. While they dont openly say this, I know it's what they think. I would never get invited to parties etc because I wouldn't be into getting black out drunk and doing drugs. And while yes maybe not like that, I don't wanna become absolutely wasted. Whenever I have been invited to those sort of things people have found me fun, it's not like I'm a buzz kill. My interests are sport which fits in massively with my friend group. But the issue is that I'm not massively into the ones they like. (Which is weird since my favourite sports are the biggest in Australia). Also politics which is one of the issues I suppose. But really anything. I will talk about literally anything with anyone. I would talk about the quality of life in Kenya if that's what someone was into. Summary is basically. How do I truly find friends I actually fit in with. I have enough good friends but I genuinely lack a best friend etc. I'd always be at least 5th if not 10th choice. A lot of my friends just would simply rather catch up with others than me and will literally tell me white lies for this. I really like sport but I'm literally open to doing and talking about anything. Finally, I don't want this to sound narcissistic or egocentric. But I genuinely think I'm a person with amazing beliefs and values that someone would want in a friendship. I genuinely care about others feelings (I literally can't say no because it may hurt their feelings). It genuinely disgusts me when I hear even minor comments that are towards others such as women. And I'd also consider myself to be someone that would be there for someone know matter what. Sorry for the yap session but any thoughts would be incredible.


Pixel art i made

1) Pixel art of the mascot of Castle make and play. Will be used in a fangame when development starts again (we're on hiatus rn) we dont got an au name. 2) Sans version of (1), the character is called kruczek. Its used in a fangame i am making (if yall want to help me with attack ideas dm and ill give you a copy of the game, beware that its made for mobile phones) called CastleDuals.


Thoughts on this 🤔? NBA picks

Feels pretty safe but haven’t kept up with giddey lately so not sure about that. Any match ups I’m not considering?

"> Feels pretty safe but haven’t kept up with giddey lately so not sure about that. Any match ups I’m not considering?


Can someone please remove the guy on the right?


She’s just chilling at home


In search of Steam Artwork Artist

I'm looking to commission artwork for my Steam Profile. I've scoured the internet for what I'm trying to created but haven't had any luck. The artists I have spoken too only animate portrait size images of whatever is sent to them opposed to actually making any artwork. To clarify, you have to already have a full portrait of what you're wanting "created" before they could help. I'm needing someone to actually draw and image (or even ai generate one) and that's familiar with how to scale the artwork to align with the background.


Perhentian Visit in March 2025

As the title have stated, me and a few buddies are planning a trip to Perhentian in the early March. Since it will the fasting season, will it be difficult to find food for Non Muslims? How about the weather, ferry services etc.? Thank you very much in advance....


Milestone at Shoreham flood defence project


Understanding the Current State of Online Slots: RTP Trends 2025

Been tracking RTP changes across major providers for the past 6 months. Here's what I'm seeing: * Most new releases dropping from 96.5%+ to 95.5% range * Providers quietly updating older games with lower RTPs * Mobile vs. Desktop differences in some regions Full spreadsheet with data points in comments. What are you all noticing in your regions? EDIT: Added Asian market data points


Rolling and sitting!

When did your babies - roll back to belly - roll belly to back - sit with support My daughter is 5months 1 week - she rolls back to belly very consistently since she was 3.5 months - she doesnt roll belly to back yet - she can sort of sit with support but tends to gaze downwards and bring her neck down Is she late? Do I need to be concerned?


I've been a homeowner for 4 years. These are the biggest things I wish somebody told me on day one.

**1.  Your home equity is a gold-mine. If you need cash, stop taking out high-interest loans.** So many people take out high-interest payday loans – please don’t do this. If you get into trouble you can typically get a relatively low-interest HELOC (a home equity line of credit). Essentially with a HELOC, you’re borrowing against the equity you have in your house and use it for whatever you need (much like a credit card). Typically, you’ll get lower interest rates and more flexible repayment terms compared to traditional loans. Here’s a calculator you can use to see how much/little you could borrow ([link here](https://betterbuck.net/view-nb.php?offer=lt-home&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st)). Side note: if you hate debt, you can still get money out of your home’s equity by using something like [Hometap](https://betterbuck.net/view-nb.php?offer=hometap&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st), where you more or less sell investors a portion of your equity without a loan) **2. Switch auto insurance companies every 6-12 months.** If you haven’t compared auto insurance rates in the last 6 months, you’re probably overspending (on average by \~$400/year[¹](https://betterbuck.net/content/heres-how-much-youre-actually-overpaying-for-car-insurance/?subid=Red-Big-Mistakes-Homeowners-D2D-1028-New-HELOC1st-Source)).  Example: I cut my car insurance bill by \~$1,300 this year by switching carriers (same exact coverage too) and it took me a whopping 5 minutes. Take two minutes and pull up a comparison site (I used [Coverage.com](https://betterbuck.net/view-nb.php?offer=bankrate&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st), [Auto-Savings.com](https://betterbuck.net/view-nb.php?offer=otto&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st) is fine too) and compare multiple offers from different companies in one go. Worst case scenario: you stay with what you’ve got. Best case scenario: you save a few hundred dollars a year.Here’s a link to a good comparison site:[ link](https://betterbuck.net/view-nb.php?offer=bankrate&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st). **3. Try and find the best price online.** Big stores like Amazon know that no one has time to price shop through dozens of sites, so there’s often no incentive for them to offer bargain prices. I typically hate browser extensions with a fiery passion, but Capital One Shopping has always worked well for me and I'd recommend trying it ([link here](https://betterbuck.net/view-nb.php?offer=capitalone2&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st)). When you shop online (on Amazon or elsewhere) it will automatically compare prices for you, and auto-apply coupon codes when possible. **4. Get yourself a dang advisor.** Most people are under the false impression that financial advisors are just for wealthy people. They absolutely aren’t: if you have a net worth of $100k+, you can typically qualify for an advisor. Having an advisor typically increases your yearly returns by 3%[¹](https://corporate.vanguard.com/content/dam/corp/articles/pdf/putting_value_on_your_value_quantifying_vanguard_advisors_alpha.pdf) (mostly due to smarter tax planning) If you don’t have an advisor in your family, use a site like [WiserAdvisor](https://betterbuck.net/view-nb.php?offer=wiser&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st) or [Zoe Financial](https://betterbuck.net/view-nb.php?offer=zoe&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st) to find somebody with good reviews in your area. **5. You don't have to pay off your debt by yourself.** Very few people know about it, but If you have $10k+ in debt, you can technically ask a debt relief to come in and take over the process for you.  It’ll typically save you 23% off your total debt, after fees (according to NDR, a big debt relief company).  They’ll negotiate with your creditors and try to get your debt reduced (then they take a cut of the savings). Typically people who are struggling with debt save 23% on avg. when they ask for help from debt relief companies. Here’s a little calculator you can use to see how much you’d potentially save: [link](https://betterbuck.net/view-nb.php?offer=ndr2&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st)). **6. Save on home insurance.** Some homeowners save $1k+/year just by switching home insurance providers (typically saving them more than changing auto insurance policies). If it’s been over a year since you’ve reviewed your rates, it might be worth taking a few minutes to compare offers. Here’s a home insurance comparison site I’ve used: ([link](https://betterbuck.net/view-nb.php?offer=bankrate-home&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st)).


I've been a homeowner for 4 years. These are the biggest things I wish somebody told me on day one.

**1.  Your home equity is a gold-mine. If you need cash, stop taking out high-interest loans.** So many people take out high-interest payday loans – please don’t do this. If you get into trouble you can typically get a relatively low-interest HELOC (a home equity line of credit). Essentially with a HELOC, you’re borrowing against the equity you have in your house and use it for whatever you need (much like a credit card). Typically, you’ll get lower interest rates and more flexible repayment terms compared to traditional loans. Here’s a calculator you can use to see how much/little you could borrow ([link here](https://betterbuck.net/view-nb.php?offer=lt-home&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st)). Side note: if you hate debt, you can still get money out of your home’s equity by using something like [Hometap](https://betterbuck.net/view-nb.php?offer=hometap&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st), where you more or less sell investors a portion of your equity without a loan) **2. Switch auto insurance companies every 6-12 months.** If you haven’t compared auto insurance rates in the last 6 months, you’re probably overspending (on average by \~$400/year[¹](https://betterbuck.net/content/heres-how-much-youre-actually-overpaying-for-car-insurance/?subid=Red-Big-Mistakes-Homeowners-D2D-1028-New-HELOC1st-Source)).  Example: I cut my car insurance bill by \~$1,300 this year by switching carriers (same exact coverage too) and it took me a whopping 5 minutes. Take two minutes and pull up a comparison site (I used [Coverage.com](https://betterbuck.net/view-nb.php?offer=bankrate&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st), [Auto-Savings.com](https://betterbuck.net/view-nb.php?offer=otto&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st) is fine too) and compare multiple offers from different companies in one go. Worst case scenario: you stay with what you’ve got. Best case scenario: you save a few hundred dollars a year.Here’s a link to a good comparison site:[ link](https://betterbuck.net/view-nb.php?offer=bankrate&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st). **3. Try and find the best price online.** Big stores like Amazon know that no one has time to price shop through dozens of sites, so there’s often no incentive for them to offer bargain prices. I typically hate browser extensions with a fiery passion, but Capital One Shopping has always worked well for me and I'd recommend trying it ([link here](https://betterbuck.net/view-nb.php?offer=capitalone2&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st)). When you shop online (on Amazon or elsewhere) it will automatically compare prices for you, and auto-apply coupon codes when possible. **4. Get yourself a dang advisor.** Most people are under the false impression that financial advisors are just for wealthy people. They absolutely aren’t: if you have a net worth of $100k+, you can typically qualify for an advisor. Having an advisor typically increases your yearly returns by 3%[¹](https://corporate.vanguard.com/content/dam/corp/articles/pdf/putting_value_on_your_value_quantifying_vanguard_advisors_alpha.pdf) (mostly due to smarter tax planning) If you don’t have an advisor in your family, use a site like [WiserAdvisor](https://betterbuck.net/view-nb.php?offer=wiser&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st) or [Zoe Financial](https://betterbuck.net/view-nb.php?offer=zoe&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st) to find somebody with good reviews in your area. **5. You don't have to pay off your debt by yourself.** Very few people know about it, but If you have $10k+ in debt, you can technically ask a debt relief to come in and take over the process for you.  It’ll typically save you 23% off your total debt, after fees (according to NDR, a big debt relief company).  They’ll negotiate with your creditors and try to get your debt reduced (then they take a cut of the savings). Typically people who are struggling with debt save 23% on avg. when they ask for help from debt relief companies. Here’s a little calculator you can use to see how much you’d potentially save: [link](https://betterbuck.net/view-nb.php?offer=ndr2&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st)). **6. Save on home insurance.** Some homeowners save $1k+/year just by switching home insurance providers (typically saving them more than changing auto insurance policies). If it’s been over a year since you’ve reviewed your rates, it might be worth taking a few minutes to compare offers. Here’s a home insurance comparison site I’ve used: ([link](https://betterbuck.net/view-nb.php?offer=bankrate-home&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st)).


16” perforated peel recommendations

Looking for recommendations for a 16 inch perforated peel. I have a Koda 16 NG. The largest perforated peels Ooni makes are 14”. Currently using Ooni 16 inch bamboo peel. I tend to go heavy on the semolina to avoid failed launches (I live in a humid area), but that also results in burned semolina on the bottom of the pizza and accumulating in the oven over multiple pizzas over a single evening. Hoping a perforated peel can solve this problem.


OPEC+'s decision-making process puzzles me.


الصلاة للاطفال .. طريقة اداء الصلوات | تعليم الاطفال الدين الاسلامى


As a non goth and a writer, I’m trying to write a character who is goth. At first I did it for aesthetic reasons, but now I want to properly learn about the subculture’s political beliefs, music, and history.

Can you recommend me any websites and YouTube channels that does a good job of diving deep into the goth subculture? Probably ones that are ADHD friendly, although that part is optional. Also if this post violates any sub rules, I’ll take it down. Besides this is my first time posting in this sub.


Hardsequencer - Brain Crash (1993)


Streak 259: Eine unbeschwerte Kindheit

Ich hatte eine relativ unbeschwerte Kindheit. Ich bin in einem kleinen Dorf auf dem Land aufgewachsen und zum Glück hatte ich eine liebevolle Familie mit beiden Elternteilen. Meine Mutter wollte für meine Schwester und mich das Beste und passte auf uns sehr sorgfältig auf. Ich war ständig unterwegs mit dem Fahrrad durch die Wälder und Felder und hatte Freunde im Dorf, mit denen ich immer spielte. Da mein Leben nicht so kompliziert war, konnte ich mich auf meine Studien fokussieren und gute Noten bekommen, ohne mich zu hart zu bemühen. Obwohl ich es nicht zur Zeit völlig bemerkt habe, war ich unglaublich glücklich, das zu haben. Meine Eltern hatten zwar Probleme, insbesondere Sorgen um Geld, aber ich habe nichts davon mitbekommen. Jetzt ist mein Leben viel komplizierter geworden aber manchmal erinnere mich an diese schönen Zeiten und bekomme ein warmes Gefühl. :)


OH BOY 3AM

Someone truly woke up and bought first thing this morning.

"> Someone truly woke up and bought first thing this morning.


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